@Article{A_Framework_for_Multi_Mode_Authentication_Overview_and_Implementation_Guide,
	author = "Wayne Jensen, Vladimir Korolev, Serban Gavrila, and Clement Seveilac",
	title = "{A Framework for Multi-Mode Authentication: Overview and Implementation Guide}",
	month = "August",
	year = "2003",
	organization = "NIST",
	journal = "NISTIR 7046",
}